Working Capital plays a vital role for running a successful business, therefore assessment of appropriate structure, suitable amount and exact timing is very crucial for a particular business.ARK plays a significant role for its clients to achieve the same as and when required with a lowest possible cost. This includes mainly two categories-

A • FUND BASED - ACA represents for the following credit facilities-

• Cash Credit

• Overdraft

• Working Capital Term Loan

• Bill Discounting

• Export/Import Finance- which include-

1. Packing Credit Limit (PCL)

2. Buyers' Credit

3. Foreign Bill Purchase/Discounting

4. LC Discounting

• Factoring Services

B. NON-FUND BASED – This includes the following facilities -

• Letter of Credit (Inland/Foreign) {ILC/FLC}

• Standby Letter of Credit (SBLC)

• Letter of Comfort (Mainly for ECB)

• Bank Guarantees (BG)

Apart from above ACA provides assistance for arranging the following categories of loans -

• Term Loans-(Machinery Purchase & Building Construction)

• Mortgage Loans

• Corporate Loans(Short Term)

• ECB(External Commercial Borrowing)

• LRD (Lease Rental Discounting)